2/1 Buydown Program:

• Southern Homes will pay to lower your interest rate by 2% for the first year of the loan. Your rate will adjust 1% each year until it returns to the original fixed rate after the buydown period.
• Save monthly with reduced initial payments for two years.
• When rates drop, we've got you covered with a refinance period of 2 years with NO LENDER FEES!

Funds at the advertised rate are limited and rates may change or not be available at the time of loan commitment, lock-in, or closing if funds are exhausted. Specific terms apply and buyer is subject to lender qualification that includes, but is not limited to, a minimum credit score of 720, owner occupancy requirements, and any lender or loan program requirements. The advertised APR is based on interest rates and terms available on September 13, 2024, assuming a purchase price of $350,000, $343,660 loan amount, and a 30-year loan term. This offer is subject to certain terms, conditions, and restrictions. Seller reserves the right to change or withdraw this offer at any time. This offer may not be combined with any other existing promotions. This offer requires financing through Compass Mortgage. Southern Homes of Polk County, Inc. (“Seller”) is not affiliated with Compass Mortgage. Because this offer is limited, it is available on a first come, first served basis. Use of Compass Mortgage is not a requirement to purchase a home, but Compass Mortgage must be used to receive the advertised rate. Please see one of Seller’s New Home Specialists for more information.