Southern Homes is making your dream of homeownership even sweeter! For a limited time, we have 3 beautiful Quick Move-In Homes available with a special 3.99% fixed interest rate. This is your chance to lock in a payment that’s thousands less over the life of your loan and a lower monthly payment. Take advantage of this exclusive offer today!

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1. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $283,322, 3.5% down, 96.5% LTV, loan amount of $278,190.33 plus Up-front MIP., rate of 3.99%, and APR of 4.749%, which would result in a principal, interest  of $1327.15. The 3.99% rate is based on a builder paid forward commitment. Payment scenario includes estimated property taxes, homeowners insurance, mortgage insurance and HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment is only available for FHA, VA and USDA loans. Borrower is not required to finance through our preferred lender but must use them to receive the forward commitment incentive. See a Southern Homes representative for details. This is not a commitment to lend. Only available on certain Southern Homes with contracts written by 9/13/25 and closed within 30 days. This cannot be combined with any other offer. Prices, terms availability, features, amenities, specifications, plan dimensions and design vary per plan and are subject to change or substitution without notice.

2. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $283,022, 3.5% down, 96.5% LTV, loan amount of $277,895.76 plus Up-front MIP., rate of 3.99%, and APR of 4.749%, which would result in a principal, interest  of $1325.67. The 3.99% rate is based on a builder paid forward commitment. Payment scenario includes estimated property taxes, homeowners insurance, mortgage insurance and HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment is only available for FHA, VA and USDA loans. Borrower is not required to finance through our preferred lender but must use them to receive the forward commitment incentive. See a Southern Homes representative for details. This is not a commitment to lend. Only available on certain Southern Homes with contracts written by 9/13/25 and closed within 30 days. This cannot be combined with any other offer. Prices, terms availability, features, amenities, specifications, plan dimensions and design vary per plan and are subject to change or substitution without notice.

3. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $306,828.00, 3.5% down, 96.5% LTV, loan amount of $301,270.00 plus Up-front MIP., rate of 3.99%, and APR of 4.749%, which would result in a principal, interest  of $1436.57 . The 3.99% rate is based on a builder paid forward commitment. Payment scenario includes estimated property taxes, homeowners insurance, mortgage insurance and HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment is only available for FHA, VA and USDA loans. Borrower is not required to finance through our preferred lender but must use them to receive the forward commitment incentive. See a Southern Homes representative for details. This is not a commitment to lend. Only available on certain Southern Homes with contracts written by 9/13/25 and closed within 30 days. This cannot be combined with any other offer. Prices, terms availability, features, amenities, specifications, plan dimensions and design vary per plan and are subject to change or substitution without notice.