A one-time, reduced-cost refinancing  (the “Offer”) is being offered by certain mortgage lenders on the Southern Homes of Polk County, Inc. (“Southern Homes”) Proven Lender list, with Compass Mortgage offering a 2-year refinance period. Southern Homes is not affiliated in any way with any of the Proven Lenders and makes no representations or warranties regarding this Offer.  Please obtain and review the disclosures of the lender(s) extending the Offer before applying for your mortgage loan