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More ways to save.
More reasons to love your home.

Your new home should come with options. Explore interest rate buydowns, extended rate locks, and incentives designed to help make homeownership more attainable.

Southern Homes Roanoke II single-story model home in Bartow, Florida
Homes fromMid $200s
YOUR HOME. YOUR OPTIONS.

Flexible Financing. More Possibilities.

Different goals call for different options. Whether you're focused on your monthly payment, timing, or upfront costs, start with the financing path that matters most to you.

3.25% *
Year 1 interest rate with a 2-1  buydown
6.556% APR *

Flex Forward

Ease into your new home with a reduced interest rate during your first two years.

Year 13.250%
Year 24.250%
Years 3–305.250%
180 days
Extended rate-lock period

More time. More certainty.

With Southern Homes' 180-Day Advantage, you can lock in your interest rate for up to 180 days while your new home is being built. Enjoy the freedom to choose the floor plan, features, and finishes you love without feeling rushed by changing interest rates. And if rates go down, yours will too at no cost!

Extended rate lock window
 No feeling rushed by fluctuating rates
Up to 6%
Toward eligible home purchase costs

6% toward your home

Put an eligible incentive to work where it can help. Like buying down your rate or covering certain closing costs.

Eligible closing costs
Qualifying rate buydowns

The right home is closer than you think.

Tell our Southern Homes team what you're looking for and which financing option caught your eye. We'll help you take the next step.